Older Online (a.k.a. OlderOnline.com) is committed to safeguarding your privacy online. Please read the following policy to understand how your personal information will be treated as you make full use of our many offerings. This policy may change from time to time so please check back periodically.

This policy will let you know:

1. What personally identifiable information is collected from you;
2. What cookies are, and how they are used;
3. How your information is used;
4. Who is collecting your information;
5. With whom your information may be shared;
6. What choices are available to you regarding collection, use, and distribution of your information;
7. How you can access, update or delete your information;
8. The kind of security precautions that are in place to protect the loss, misuse, or alteration of your information;
9. What else you should know about your online privacy.

1. What personally identifiable information does Older Online collect from me?

Older Online collects information in several ways from different parts of our network of web sites.

Some personal information is gathered when you register or renew your membership. During this process, Older Online asks for your name, address, email address, zip code, telephone (optional), and billing information (if applicable). Once you register, and your account is processed, you are no longer anonymous to Older Online - you are given a Older Online ID ("Username") and are able to take full advantage of Older Online's many offerings.

In addition to registration we may ask you for personal information at other times, including (but not limited to) when you enter a sweepstakes, contest or promotion sponsored by Older Online and/or our many partners; when you make a purchase using Older Online online-store; you post a Older Online Personal ad; when you submit a listing for a web site; and when you report a problem with one of our sites or services.

If you contact Older Online we may keep a record of that correspondence. Older Online also occasionally asks users to complete surveys that we use for research purposes. Wherever Older Online collects personal information we make an effort to include a link to this Privacy Policy on that page.

2. What are cookies and how does Older Online use them?

As part of offering and providing customizable and personalized services, Older Online uses cookies to store and track information about your site preferences and logon session. A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's memory (session cookies) or hard drive (file cookies).

Please note that Older Online NEVER stores personal information on either session or file cookies.

Older Online uses a session (memory) cookie to maintain a member logon state on the site. This allows the server to know when you are logged on, and not prompt you for a username and password every time you access a member restricted section of the site.  Please note that no information is saved to your hard drive with session cookies. Session cookies are maintained in your browser's memory and readable only by our servers.  Session cookies are erased when you close your browser, logout, or let your session timeout.

Older Online uses a file cookie to store some of your site preferences, so they can be re-implemented in your session the next time you visit your site.  Some examples include storing gallery settings such as displaying the thumbnail index in different sizes (small, medium, large), or saving your username or chat nickname so you don't have to re-type it again next time you visit the site. None of the information stored in this file cookie is personal. Only the Older Online servers can access this file cookie, and read its information.

Generally, we MAY use cookies to:

1. Remind us of who you are and to access your account information (stored on our servers) in order to deliver to you a better and more personalized service. This cookie is set when you register or "Login" and is modified when you "Logout" of our services.
     
2. Estimate our audience size. Each browser accessing Older Online is given a unique cookie which is then used to determine the extent of repeat usage, usage by a registered user versus by an unregistered user, and to help target advertisements based on user interests and behavior.
     
3. Measure certain traffic patterns, which areas of Older Online's network of web sites you have visited, and your visiting patterns in the aggregate. We use this research to understand how our users' habits are similar or different from one another so that we can make each new experience on Older Online a better one. We may use this information to better personalize the content, banners, and promotions that you and other users will see on our sites.

Older Online also collects IP addresses for system administration and to report aggregate information to our advertisers.

3. How does Older Online use my information?

Older Online's collecting of personal information through the registration process is for verification of identity for membership payment purposes. Our merchant bank credit card processor requires us to provide this information with each transaction as the equivalent of an electronic signature, in order to process orders.

Older Online does research on our users' demographics, interests, and behavior based on the information provided to us upon registration, during a promotion, from our server log files or from surveys. We do this to better understand and serve our users. This research is compiled and analyzed on an aggregated basis. Older Online may share this aggregated (non-individual) data with advertisers or business partners.

4. Who is collecting information?

When you are on a Older Online site and are asked for personal information, you are sharing that information with Older Online alone, unless it is specifically stated otherwise. For example, some Older Online services, like the online-store, are offered in conjunction with a partner companies. In order to provide this co-branded service to you, it is necessary for us to share your personal information with our partner company. If you do not want your data to be shared, you can choose not to allow the transfer by not using that particular service.

Promotions that run on Older Online may be sponsored by companies other than Older Online or may be co-sponsored by Older Online and another company. Some or all data collected during a promotion may be shared with the sponsor. If data will be shared, you will be notified prior to the time of data collection or transfer. You can decide not to participate in the promotion if you don't want your data to be shared.

Please be aware that Older Online advertisers or web sites that have links on our site may collect personally identifiable information about you. The information practices of those web sites linked to Older Online are not covered by this privacy statement.

5. With whom does Older Online share my information?

As a general rule, Older Online will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below. Please see the Terms of Service or Use Agreements for each of our products and services for more detailed information about how your personal information may be shared. The following describes some of the ways that your information may be disclosed.

Business Partners & Sponsors: Older Online may disclose your personal information to business partners or sponsors, but this is specifically described to you prior to data collection or prior to transferring the data. Details of shared use can be found in specific Terms of Service agreement, and sweepstakes and promotions rules. Some or all data collected during a Older Online promotion may be shared with a sponsor. If personally identifying data about you will be shared, we will tell you before we collect or transfer the data.

Many promotions offer opportunities to request additional information from sponsors. By requesting more information, you give Older Online permission to transfer your personal information to the sponsor so they can fulfill your request. In many instances, only your email address may be shared. If more information will be shared with the sponsor, you will be notified prior to the transfer.

Older Online Stores & Shopping: If you make a purchase from a store hosted by Older Online, or a merchant in Older Online Shopping, the information obtained during your visit to those stores, and the information you give such as your credit card number and contact information, may be provided to the partner merchants. This is to enable transactions to take place.

Merchants listed in Older Online Shopping or site or in Older Online Stores have separate privacy and data collection practices. Older Online has no responsibility or liability for these independent policies. For more information regarding the merchant, their store, and their privacy policies, return to that store's home page and click on their Information link.

From time to time, you may be offered the opportunity to receive materials or special offers from third parties. If you opt-in to receive information from these third parties, Older Online will (with your permission) share your name and email address with them.

Third Party Data & Data in the Aggregate: Under confidentiality agreements, Older Online may match user information with third party data. Also, Older Online discloses aggregated user statistics (for example, 45% of our users live in the US) in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.

Other: Older Online may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating Older Online's Terms of Service or may be causing injury to or interference with (either intentionally or unintentionally) Older Online's rights or property, other Older Online users, or anyone else that could be harmed by such activities. Older Online may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.

6. What are my choices regarding collection, use, and distribution of my information?

Older Online may, from time to time, send you email regarding our products and services. In addition, if you indicated upon registration that you are interested in receiving offers or information from Older Online and our partners, we may occasionally send you direct mail about products and services that we feel may be of interest to you. Only Older Online (or agents working on behalf of Older Online and under confidentiality agreements) will send you these direct mailings and only if you indicated that you do not object to these offers. If you do not want to receive such mailings, simply tell us when you give us your personal information. Or, at any time you can easily "opt-out" of any mailings by unsubscribing your email address from our list.

On some types of Older Online promotions, we will ask for your email address in order to update you on your score, entries, and status in prize drawings. When you participate in these types of promotions, you automatically receive promotion-related email, unless you choose the no-email option that some promotions offer. Occasionally these promotion-related email messages may include targeted advertisements.

Older Online does not sell or rent user information to anyone. We will notify you at the time of data collection or transfer if your data will be shared with a third party and you will always have the option of not permitting the transfer. If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions or contests.

7. What is Older Online's policy on allowing me to update, correct, or delete my personally identifiable information?

You may edit some of your Older Online account information and your public Older Online profiles at any time by using your Older Online ID ("Username") and password. You can access your member profile, from the "Account Settings" button on the "My Home" page when you sign-on.  Public Older Online profiles, include personal ads, contest entries, etc., which can be accessed and updated from each particular section.  If you have forgotten your password, please use the password recovery tool to retrieve it. For all problems signing in to Older Online, please email us at .

Your Older Online account can be deleted or deactivated, but doing so will result in not being able to access any members-only areas of the Older Online network. Please contact us at for further instructions about deleting or deactivating your Older Online account.

If you are participating in a Older Online promotion and you wish to update your email address on the promotions mailing list or to quit a promotion and cease receiving promotion-related email, please visit the newsletter page.

8. What security precautions are in place to protect the loss, misuse, or alteration of my information?

Your Older Online account information and Older Online Profile are password-protected so that you and only you have access to this personal information. You may edit your Older Online account information and Older Online public profiles by using your Older Online ID and password.

Do not divulge your password to anyone. Older Online employees will never ask you for your password in a chat room, an unsolicited phone call, or in an unsolicited email. Also remember to sign out of your Older Online account and close your browser window when you have finished your work. This ensures that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or Internet cafe.

As a global company Older Online has international sites and users all over the world. When you give Older Online personal information, that information may be sent electronically to servers outside of the country where you originally entered the information, such as to the United States or other countries. In addition, that information may be used, stored and processed outside of the country where you entered that information. Whenever Older Online handles personal information as described above, regardless of where this occurs, Older Online takes steps to ensure that your information is treated securely and in accordance with the relevant Terms of Service and this Privacy Policy.

Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, Older Online cannot ensure or warrant the security of any information you transmit to us or from our online products or services, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.

9. What else should I know about my privacy?

Please keep in mind that whenever you voluntarily disclose personal information online - for example on message boards, through email, or in chat areas - that information can be collected and used by others. In short, if you post personal information online where it is accessible to the general public, you may receive unsolicited messages from other parties in return.

Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you're online.